Debt, Money and Welfare Benefits Advice
It is important not to panic about debt problems but also not to ignore them - they won't go away. If you are worried about taking the first steps, there is free confidential advice available. The Bureau can help you to create a budget, decide on an appropriate strategy to deal with your debts, prepare court paperwork and assist in negotiating repayments. We can also help (during office hours) with emergencies such as possession proceedings, threatened disconnections or action by bailiffs.
Citizens Advice Charnwood provides a free, independent and confidential Money Advice Service to people with financial problems or struggling to make ends meet.
Before calling into to see us write down details of your income and essential expenditure then make a complete list of your debts and collect all the letters and other documents that refer to them.
The National Debtline and The Money Advice Trust produce a comprehensive guide to dealing with your debts, which is available from Citizens Advice. National Debtline also produces a series of Factsheets here, describing various aspects of dealing with Debt and many other financial matters. Citizens Advice offers help in interpreting and making use of this information
We all have financial commitments but some critical life events, such as a relationship breakdown, change in family commitments, illness, redundancy, a change in benefits or business problems may affect our ability to manage our finances. Whatever it is, it must be dealt with quickly before the problem becomes a disaster.
With benefit regulations constantly changing, coupled with new benefits being introduced and older ones being withdrawn, many people find themselves unable to navigate the complexity of the benefits system. Advice can assist you by making sure you do not suffer due to a lack of knowledge.